Know exactly where you stand. Without the noise.
Saava keeps every card, debt, and tax deadline in one calm place — there the moment you want them, and quiet when you don't.
Estimate your tax set-aside
A rough number in two taps. The app does the precise, all-province math.
Three quiet steps to a clear picture.
No spreadsheets, no bank logins, no setup marathon. Add what you owe, and Saava does the math from there.
Add your cards
Enter each balance and rate once. No bank credentials — your data stays yours.
See the plan
Saava builds a payoff schedule around your real paycheques and flags every deadline.
Stay ahead
A calm year-end tax estimate and HST set-aside, updated as you go — no April surprises.
Everything you're juggling.
Debt and year-end tax for every Canadian — plus HST, invoicing, and CRA installment dates when you work for yourself.
A payoff plan that fits real life
Avalanche or snowball, scheduled around when you actually get paid.
Year-end, before it surprises you
A live estimate on verified federal and provincial rates for all of Canada.
HST & CRA, handled
Set-aside tracking per invoice and installment dates flagged before they hit.
Clean charts, no clutter.
The graphics are built to be read at a glance — flat, labelled, and honest.
Free to start. Fair to keep.
No paywall on the essentials, and no surprises — the whole plan is public.
Debts, plans, history, HST & tax tracking, exports, secure cloud vault. The tool itself stays free.
Morning reminders, AI tagging, year-end packages, and sync across your devices.
Your money stays yours.
No selling data, no ads, no bank logins. Your data is saved securely to your account, exportable anytime, and the math is tested before every release.
- Saved to your account — synced across your devices
- No bank credentials, ever
- One-tap export to JSON, CSV, or OFX
- Estimates labelled as estimates — you stay in control
Add Saava to your home screen.
It installs like a native app — full-screen, fast, one tap from your phone.
Good to know.
Is Saava only for self-employed people?
No — anyone tracking debt or wanting a year-end tax estimate gets value. If you freelance or run your own thing, you also get HST set-aside, invoicing, and CRA installment reminders on top.
Does Saava connect to my bank?
Never. Saava doesn't ask for bank logins. You enter balances yourself, and your data is saved securely to your free Saava account and synced across your devices.
What does it cost?
Free during beta, fully featured. The tracker stays free forever; an optional Pro tier (about $9.99/month) is planned, and beta users get their first year of Pro free.
Is my tax estimate accurate?
It runs on verified federal and provincial and territorial rates for all of Canada, tested before every release. Estimates are labelled as estimates — Saava prepares, your accountant verifies.
Do I need an account to use Saava?
Yes — a free account keeps your debts, taxes, and invoices saved securely to you and synced across your devices. You can explore a live demo without an account, and export your data to JSON, CSV, or OFX anytime.
Quiet confidence about your money.
Set it up in a few minutes. Keep it for as long as it's useful.